PENCCO, Inc. (hereinafter referred to as Pencco) maintains this Web Site (the “Site”) for your personal use. The term “company” or “us” or “we” or “our” refers to the owner of the Site, Pencco. Your access to and use of the Site is subject to the following Terms of Use. By using the Site, you accept, without limitation or qualification, these Terms of Use. If you do NOT agree to these Terms of Use, please do NOT use the Site. Pencco reserves the right to update the Terms of Use at any time without notifying you.

While Pencco strives to ensure that the information contained in the Site is accurate and reliable, Pencco makes no warranties or representations as to the accuracy, correctness, reliability or otherwise with respect to such information, and assumes no liability or responsibility for any omissions or errors in the content or downloadable content of the Site. Pencco does not warrant that the Site will be uninterrupted.

Pencco reserves the right to revise the contents of the Site at any time without obligation to notify past, current or prospective visitors; however, Pencco does not assume responsibility to update the contents of the Site. Pencco reserves the right to withdraw access to the Site at any time without notice.

Your use of any information or materials on the Site is entirely at your own risk. Pencco shall not be liable for any direct, indirect, special or consequential damages resulting from the access or use of the Site or lack thereof.

The Site may also include hyperlinks to other independent websites. These links are provided for your convenience for further information. Pencco does not assume responsibility for or endorse the content posted on these independent websites. You may not create a link to the Site from another website or document without Pencco’s prior written consent.

All content of the Site is owned by or licensed to Pencco. All rights reserved. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice.

All trademarks reproduced in this website which are not the property of, or licensed to, Pencco are acknowledged on the Site. Nothing within the Site is to be considered a part of Pencco’s terms and conditions of sale unless otherwise specified.

Pencco maintains and operates the Site from its offices in Texas, United States of America. Your use of the Site and any dispute arising out of such use of the Site is subject to the laws of the State of Texas, United States of America.

Modified 2/28/13